Does RBC Have a Metal Credit Card?

Does RBC Have a Metal Credit Card?

Metal credit cards have become a symbol of prestige, offering not only enhanced durability but also a sense of exclusivity. If you’re wondering whether the Royal Bank of Canada (RBC) offers a metal credit card, the answer is yes—but with some caveats.

RBC’s Metal Credit Card Offering

RBC currently provides one metal credit card option: the RBC Avion Visa Infinite Privilege. This premium card is designed for high-income earners and offers a range of luxury benefits, including:

  • Premium travel rewards and points that never expire
  • Access to exclusive airport lounges
  • Comprehensive travel insurance
  • Concierge services
  • Elevated earn rates on travel-related spending

However, this card comes with a high annual fee and stringent eligibility requirements, making it accessible only to a select group of clients.

Other Premium RBC Credit Cards

While the RBC Avion Visa Infinite Privilege is the only officially metal card, RBC does offer several other premium credit cards that provide similar perks, such as:

  • WestJet RBC World Elite Mastercard – Great for frequent WestJet travelers
  • RBC Avion Visa Infinite – A more accessible version of the Avion Privilege card
  • RBC Visa Infinite Cash Back – A solid choice for those who prefer cash back rewards

Why Choose a Metal Credit Card?

Metal credit cards have gained popularity due to their durability and premium feel. Many high-end credit card issuers now offer metal versions to enhance customer experience. The benefits of owning a metal credit card include:

  • Enhanced durability – Unlike plastic cards, metal cards are less likely to bend or break.
  • Premium aesthetic – Metal cards have a sleek, high-end look and feel.
  • Status symbol – Holding a metal credit card is often associated with financial success and prestige.
  • Unique experience – The weight and feel of a metal card make it stand out in any transaction.
  • Higher spending limits – Many metal credit cards come with larger credit limits, catering to high-net-worth individuals.
  • Better perks and rewards – Many metal cards offer superior rewards programs, including cashback, travel points, and exclusive offers.

How to Qualify for an RBC Metal Credit Card

If you’re interested in the RBC Avion Visa Infinite Privilege, you’ll need to meet specific eligibility requirements, including:

  • A minimum annual personal income of $200,000 or household income of the same amount.
  • A strong credit score, typically above 740.
  • Willingness to pay an annual fee of $399 or more.
  • A preference for travel-related rewards and benefits.

If you meet these criteria, applying for the card can be done online through RBC’s official website or by visiting a local branch.

RBC Metal Credit Card Alternatives

If you’re looking for a metal credit card but don’t qualify for RBC’s Avion Visa Infinite Privilege, there are alternative options available, including customizable metal credit cards from Metal Card Studio. Our service allows you to upgrade your existing plastic credit or debit card to a premium metal version, giving you the same luxurious feel without the high fees or eligibility barriers.

Why Choose Metal Card Studio?

  • Customizable Designs – Personalize your card with engravings and unique finishes.
  • Affordable Pricing – Get a metal card without paying excessive annual fees.
  • Compatible with Most Banks – Upgrade your current credit or debit card with ease.
  • Quick and Secure Process – Seamless and secure transition from plastic to metal.
  • No credit check required – Since it’s an upgrade to your existing card, there’s no need to apply for a new line of credit.
  • Durability and Style – Enjoy a premium card that lasts longer and stands out in any wallet.

Final Thoughts

While RBC does offer a metal credit card, it’s limited to a specific premium offering with high income and credit score requirements. If you’re looking for an alternative, Metal Card Studio provides an excellent option to enjoy the luxury of a metal card without the high costs and strict eligibility requirements.

Interested in learning more? Visit Metal Card Studio to explore how you can transform your card into a sleek, high-end metal design today.

Frequently Asked Questions

A metal credit card functions like a regular plastic credit card, but it’s typically made with a metal core, such as stainless steel or brass. What sets these cards apart is their noticeable weight and solid feel, which give them a more substantial and premium quality. Designed to convey exclusivity and prestige, metal credit cards offer both enhanced durability and a touch of luxury.

While metal cards are often linked to high-end or premium offerings from financial institutions, companies like Metal Card Studio Inc. have recently begun offering services to convert standard plastic cards into metal ones, making this upgrade more accessible.

To get a metal credit card, you can go through the traditional route of applying for one at a financial institution such as American Express, CIBC, TD, or BMO. However, these cards often require a high income ($150,000+), high annual fees, and a high minimum annual spend in order to keep the card.

Alternatively, you can trust Metal Card Studio to convert any ordinary plastic credit card into a custom metal credit card for you at a low one-time cost.

Our process is quick, easy, and secure!

Once we receive your credit or debit card, we extract the EMV chip and magnetic stripe data and transfer them to your new metal card. Afterwards, we’ll engrave your chosen design onto the front and back of the card. We then ship both cards back to you via free UPS shipping.

We have strict policies in place to ensure that your card information is kept secure at all times, and will never be misused.

Once we receive your card in the mail, we perform the transfer on the same day. We’ll then ship it back to you via free UPS shipping which typically takes:

  • 1 to 2 days in Canada
  • 2 – 3 days in the US
  • 5 – 7 days everywhere else

Need your card quicker? We offer faster shipping options for a premium.

Yes! We’re currently taking appointments only. Send us a message if you’re interested.

Absolutely! Metal Card Studio Inc. is a registered Canadian corporation. We have strict policies in place to ensure that none of your card information is stored or misused.

Once the procedure is complete, we’ll mail your old card and your new card back to you.

Learn more about how we keep your card safe.

It’s highly illegal to steal and misuse someone else’s credit card information. The consequences involve severe fines and imprisonment and we’d like to avoid both!

All of our staff are trained on how to safely handle your credit card details.

Learn more about how we keep your card safe.

Our cards are made of solid metal, which cannot tap.

Plastic credit cards have antennas built into the cards that enable them to support contactless payment. These antennas cannot be carried over to solid metal cards.

It’s a small sacrifice in exchange for a premium, heavy metal credit card.

While tap won’t work with your new card, you can still connect your card to Google Pay or Apply Pay for the contactless payment functionality.

Please visit our return policy page to learn more.

We understand that credit cards expire! We offer a discount for credit cards that expire within 2 years of your order date. We’re happy to engrave a completely new card for you for just $89 CAD + tax.

We can either reuse the design of your expired metal credit card, or you can select one of our pre-made designs.

Shopping Cart